Guest Post: Tips and tricks to consolidate your credit card debt

7 Flares 7 Flares ×

Tips and tricks to consolidate your credit card debt

Consumers who are struggling to pay off their credit card debts are often looking for an appropriate option to wipe out their financial obligation. These debt stricken consumers recklessly use their credit cards and spend beyond their means. They end up incurring overwhelming debt and fail to manage their multiple payments. So credit card consolidation can be a viable option to eliminate your financial woes. The effect of debt consolidation is not as severe as filing bankruptcy. Therefore, you can eliminate your financial woes without damaging your credit report. Here are a few tips to consolidate your debts to attain a debt free life.

1. When you are planning to work towards paying off your debts then your primary task should be to formulate a budget plan. You can keep track of your expenses through budgeting. It helps you save a considerable amount of money that you can use towards paying off your debts. You can curb your unnecessary expenses when you are on a budget plan. Make sure that you review your plan and design it according to your current financial situation.

2. Prepare a list of the amount that you owe to the creditors, as this will help you estimate the total amount you have piled. When you are aware of the debts you have incurred then it will be easier to pay off those debts. When you prepare a list of the owed amount make sure that you incorporate the interest rate on each debt.

3. You can transfer your total debt into a low interest rate card or introductory rate offer credit card. The interest rate on this introductory offer card will be low, so you can easily pay off your outstanding balance effortlessly. Try to make your payments before the offer expires otherwise the interest rate will jump back to the average rate of interest charged on other cards.

4. If you have a poor credit score then get help from a cosigner with a good credit record while applying for a loan. You can get a consolidation loan on favorable terms on the basis of your cosigner’s credit report. If you default on your payment then the cosigner will be required to make the payment on your behalf.

5. If you have an emergency fund then you can use the money to consolidate your multiple payments. When you consolidate your debts with your own emergency fund then you are not required to pay back the money. Therefore, you can eliminate your financial owes without paying interest on the fund you take out.

So these are the five essential ways to consolidate your debts to achieve financial liberation.


Related Posts Plugin for WordPress, Blogger...
7 Flares Twitter 0 Facebook 0 Google+ 1 StumbleUpon 0 LinkedIn 6 Buffer 0 7 Flares ×

Speak Your Mind


CommentLuv badge


  1. Twitter:
    What great tips. Thanks for sharing them!

  2. Even returning to the world you created in Alien but leaving H.R. Giger’s aliens out is ok. Working within a larger sci-fi universe is acceptable-it’s your creation. But where Blade Runner talked about about being human, allowing me to ponder this, Watch Prometheus tried answering it’s own existential questions. You should think your audience is stupid which means you threw within a number of flashy graphics and wagged your dick in the audience, counting their funds in mind the complete time. Like the subway urinator you’re exposing yourself in public and receiving away by using it.

    The few shots of the ship from the trailer looked dumb however i dismissed it, hanging around hope. That has been shattered after the first fifteen minutes, ten which often only had Michael Fassbender for an android watching Lawrence of Arabia and studying. That has been great and he only said a number of words. Granted, these were in another language or repeating Peter O’Toole’s lines but it really worked. If the movie was a couple of hours of Fassbender watching Lawrence of Arabia it would’ve been a lot better than Prometheus.

    And what’s with the abortion scene? You’ll avoided the saying abortion, calling it a caesarian instead, gets hotter was clearly an abortion. The alien baby was only an abortion survivor. Why don’t you consider the silly squid alien sticking the tentacle penis down people’s throats, killing all of them oral penetration? I assumed Frank Miller had phallic issues but this really is something different, killing with oral sex. Kids in Japan read that type of stuff around the school bus and Cronenberg would’ve ever done it with style.

    To surmise, you possessed a large budget, worked Oscar winning actors together recommended but still was able to screw it up. There is an episode of Star Trek: The Next Generation where everybody’s racing throughout the universe trying to find the secrets to life, finding all of the aliens who hate 1 another have been brothers. You took might threw within a monster. Actually, even your better work, Blade Runner, is removed from Philip K. Dick, proving you don’t produce an original idea mentally. You craft good movies in the event the source material is extremely good. On the other hand, you made Hannibal and Robin Hood so what on earth does that say?

    In short, stop making movies. A minimum of Bob Dylan had the guts to accomplish a Victoria’s Secret commercial as he was out of ideas, saying, “that’s it, I’m done.” Granted, he looked like a creepy pedophile in the ad but knew it; he was in around the joke. However, you dont stop learning ., thinking the diarrhea you edit together right into a narrative is genius. It isn’t. You’ve made your money, retire for an island somewhere and spend your winter years pretending you made good movies once, sipping Mojito’s or whatever it is you like drinking-it’s obvious something has destroyed you skill to know correctly and I’m hoping it’s the drink as an alternative to your current intellect.

    On the subway platform today I encountered a puddle of urine. That it was the full puddle, not only a child’s accident but a deliberately that is left behind pool of piss. Why, with security camera systems and the ones everywhere, did the perpetrator think this was advisable? Does anybody care; did anybody watching supply a damn or just think “another day in The big apple?” That’s buying and selling domains felt after watching Prometheus today-I felt just like you flipped me the bird and resulted in a putrid puddle of piss sitting at my feet.

    Keep in mind that South Park episode the place that the movie trailer said “whatever, you’ll pay to visit see it…fuck you?” That’s the things i felt you said with Prometheus. You together with 20th Century Fox promised an excellent movie beforehand-what happened? You directed Blade Runner and, like an alchemist, turned Dan O’Bannon’s screenplay for Alien into cinematic gold. The past advantage you probably did was Thelma and Louise; I do think you hit your peak in 1991.

    Now, where to start with Prometheus: the not so good story or bad visuals? Ok, don’t assume all the visuals were awful nevertheless the CGI humanoid aliens looked completely fake. Have you sign off about the CGI when you ran from money or simply because you actually saw that nearly as good? In the event you thought it looked good you’ve lost your ability to perceive. Therefore stop making movies. It embarrasses guys like us feel stupid as i fall for it and even though I found it coming I took the bait anyways. That’s on me.

7 Flares Twitter 0 Facebook 0 Google+ 1 StumbleUpon 0 LinkedIn 6 Buffer 0 7 Flares ×